200913 När bankernas drömmar väcks av realiteten

 

Stefan.Ingves@riksbanken.se

registratorn@riksbank.se

registrator.riksdagsforvaltningen@riksdagen.se

finansdepartementet.registrator@regeringskansliet.se

Referenser:

https://www.fplus.se/ingves-vi-behover-fysiska-kontanter-om-nagot-hander/a/0KEQ6o

https://omniekonomi.se/ingves-vi-behover-fysiska-kontanter-om-nagot-hander/a/x3RgkV

https://www.bloomberg.com/news/articles/2020-09-12/sweden-s-cashless-future-reveals-a-whole-world-of-hidden-risks

https://zenosloim.blogspot.com/2018/11/181107-swedish-digital-bank-id-hacked.html

https://zenosloim.blogspot.com/2019/09/190912-latest-attack-vector-on-digital.html

https://zenosloim.blogspot.com/2020/01/200105-swedish-people-lose-swedish.html

Det verkar som att varken Linux eller Python, Java och C++ kan ersätta elström och fungerande internet, för att garantera ett fungerande ekonomi och normal handel för Sveriges befolkning.

För en tid sedan och fortfarande, fanns det gott om "snillar" inom Linux, Java och Python, som påstod att kontanter ska försvinna och digitaliseringen ska ersätta allt.

Idéen var mest omtyckt av bankernas direktörer samt om de flesta affärsägare som påstod att kostnaderna för kontanthantering och rånriskerna blivit alldelles för höga.

Stackars Securitas personal, riskerade massarbetslöshet.

Men tack vare en allt mer aggressivt Ryssland och Kina, insåg de ansvariga på Riksbanken att internationella politiska konflikter och cyberattacker kan göra ännu mera skador och ingen snille i världen eller Sverige kan använda Linux eller Java och Python för att ersätta elström och fungerande internet.

Men som bankdirektörerna drömt, total digitalisering kan fortfarande bli sambo med en kompromiss lösning.

Man kan fortfarande eliminera kontanterna.

Hur?

Enkelt. 

Förse alla affärsinnehavare med pappersregister som på 1900 och som fortfarande finns i Afrika eller Mellanöstern.

Ifall om elström eller internet är borta pga krig, kriser, cyberattacker...och dylikt, alla transaktioner registreras med penna på papper i pappersregistret.

När allt blir normalt igen, alla pappersregistrar lämnas in till bankerna, och bankernas personal kan skanna in och uppdatera alla konton och transaktioner.

Behövs ej längre någon Securitas, eftersom ingen vore intresserad att stjäla pappersregistrarna.

Så, vi ej längre behöver kontanter.

Bara pappersregistrar.

Smart?

Hälsningar till alla "snillar" i Linux, Java och Python, oavsett om de arbetar på Riksbanken, Finansdepartementet, FRA eller MUST.

Mvh

Zeno Sloim

200105 Swedish people lose, Swedish Banks profits, when 'naive technocrats' try to eliminate Swedish Krona as bank-notes and coins

The past years "fight" of "naive technocrats" to totally eliminate Swedish Krona on bank-notes and coins, has just received their first cold shower when Swedish Government decided to adopt the law that imposes all Swedish banks to assure normal Swedish Krona bank-notes for all people of Sweden.
The frenezy with digital e-krona and elimination of Cash has received a serious blow.
The Swedish Government also recognized the huge risks associated with elimination of normal bank-notes and coins, in case of international conflicts and natural disasters.

My previous warning articles addressed to the Swedish State, have been read and understood.

See:

190912 Latest attack vector on digital payment systems
https://zenosloim.blogspot.com/2019/09/190912-latest-attack-vector-on-digital.html

181107 - Swedish Digital Bank-ID hacked again - How secure is e-krona - open letter to the Swedish State
https://zenosloim.blogspot.com/2018/11/181107-swedish-digital-bank-id-hacked.html

But recent decision of Swedish Government comes a bit too late, after enough damage already done on the international credibility of Swedish Krona.
The result of the inconsistent policy regarding future of Swedish Krona has dropped the credibility for the Swedish Krona internationally, more exactly,
most foreign banks from non-euro area, no longer accept the Swedish Krona.
Swedish people travelling abroad in non-euro countries, are losing in average about 30% of their money, when exchanging swedish crowns to national valuta of respective country, at all Swedish banks and exchange companies like Forex.
Concrete example: Romania, non-euro European country.
Exchanging to Romanian valuta in Sweden at Swedish banks or Forx, you lose about 30%, compared to exchanging Swedish crowns directly to Romanian valuta, in Romania.
Same situation is valid for all other world countries non-using euro.
In Romania, 3 years ago, all major banks (at least 8) accepted and exchanged directly Swedish crowns.
Nowadays, no bank longer, accepts Swedish crowns, due to fear that Swedish crown will disappear, as a result of the inconsistent and naive policy for eliminating of paper/coin money.

Who is the major loser: all swedish people travelling abroad, many foreign tourists visiting Sweden, all Swedish merchants selling in open markets, not every one affords having a wireless portable payment terminal.

Who profits: Swedish banks and Forex.

Hope only that recent decision of Swedish government will repair and reestablish the lost international credibility for Swedish Krona.

191101 WhatsApp installs new rootkit - part2 of the story

Reference:
https://zenosloim.blogspot.com/2019/07/190704-whatsapp-installs-new-rootkit.html

Part 2 of the story continues here:

https://www.theguardian.com/technology/2019/oct/29/whatsapp-sues-israeli-firm-accusing-it-of-hacking-activists-phones

https://www.reuters.com/article/us-facebook-cyber-whatsapp-nsogroup/facebook-sues-israels-nso-group-over-alleged-whatsapp-hack-idUSKBN1X82BE

Kaspersky has done its job.

190912 Latest attack vector on digital payment systems

190912 Latest attack vector on digital payment systems

Sweden's top military and intelligence community considers Russia as main and closest military and national threat.
The contemporan history of Russian submarines "visit" to Sweden's waters is well-known.
As well as Sweden's preoccupation for Russian military presence in Baltic Sea.

If all above elements were not enough, Russia's latest Orlan drones included in the Leer-3 electronic warfare complex, should be a nightmare.
Why?

Leer-3 electronic warfare system can:
- jam cell phone base stations and act as their substitute.
- can monitor all incoming and outgoing traffic of cell phone stations.
- can remotely plug-in into the base stations and intercept their data flow.

Concrete implications:
- total disruption of Sweden's digital payment systems: almost all payment terminals are using the mobile network and cell-phone base stations
- total disruption of all Bankomat stations, hence no one in Sweden will be able to access own banking account and dispose of own money/cash
- localization and neutralization of any person in Sweden owing a mobile phone, even if phone is closed

In the light of these news, just wonder once again if Riksbanken plans for a so-called "e-krona" is realistic or just "inconscience".

At least, no one yet in Sweden tries or plans to drop the physical Swedish National ID-Card (ID-card, or Driving licence, or Company ID-Card) and replace it with a "mobile phone + Swedish Digital bank-ID".

However, many software developers still "dream" of e-kronan, unhackable and functionally even during military conflicts.
Still a dream imho, because even in near future, no economically sustainable mobile device can be bought by ordinary people.
Actual military communication systems are far too expensive to be accessible in portable form to ordinary citizens.
Forget any crypto system working on a mobile network.

previous reference:
181107 - Swedish Digital Bank-ID hacked again - How secure is e-krona - open letter to the Swedish State:
https://zenosloim.blogspot.com/2018/11/181107-swedish-digital-bank-id-hacked.html

Just "Google" for Orlan Leer-3, and you wil find why.

That is why the physical Swedish National ID-Card will exist for many years ahead.
And hope also for the Swedish "sedel + mynt" krona.
E-krona is a just a nice and naive dream, but in a world full of greed, aggresivity and non-humanism. A "Jungle of animals".
A dream which can easy transform in a nightmare for Swedish people and economy.

190829 GDPR, Outsourcing and Microsoft Office 365 banned in German schools

190829 GDPR, Outsourcing and Microsoft Office 365 banned in German schools

=======================================================================

Recently in July 2019, German state authorities banned using of Microsoft Office 365 due to privacy concerns and security issues.

Microsoft answer and promise of moving cloud data from servers outside EU to others inside EU space is just a gimmick to circumvent recent GDPR legislation.

Why?

The proof is the quite recent scandal from Sweden, where internal databases of Transportation Ministry (Transport Styrelsen) and private sensitive data where accessed of unverified and unauthorised personal of IBM Romania in Bucharest.

How it happened? 

Simple. 

"Greed", "Cut costs", "Outsourcing" and "Cloud computing and storage" are the answers.

Transportation Ministry (Transport Styrelsen) has outsourced the maintenance of its databases to IBM Sweden in Stockholm.

Via IBM intranet, all sensitive data was accessible worldwide.

The mechanism is identical in Germany and in rest of Sweden, where any state authority or private company has outsourced its internal IT services and maintenance.

Technically inside affected customer, is drawn a physical paralel cabled network directly coupled/mapped to intranet of the external international company responsible for outsourcing services, circumventing totally actual EU GDPR legislation and compromising internal security of affected customer.

Or direct VPN links are established between intranet of company responsible for outsourced services and intranet of the customer.

The common element is one: all companies responsible for outsourcing services are located in USA.

190704 WhatsApp installs new rootkit

190704 - WhatsApp installs new rootkit, yet undetected by all major security softwares

You thought WhatsApp has solved its "exploits" used by state intelligence communities from USA, Great Britain, Australia, Canada, New Zealand and Israel?

Nope.

You can also wonder if it was an exploit, or an "actively tolerated" backdoor ordered by NSA, GCHQ.

And "developed" with Israeli programmers support.

In any case, between 27 of june 2019 and 1 of july 2019, I managed to neutralize and identify a new type of Android rootkit, which was completely undetected by Symantec, Kaspersky, Avast/AVG, ESET.

The rootkit was detected by an indirect method which I will describe here. And eliminated also.

However, THANK YOU, USA, UK, Canada, Australia, New Zealand and especially Israel for the honour accorded to my person, and my swedish phone number: +46 720 329614.

I will technically describe how I detected and eliminated the rootkit, so that your programmers will "correct" the mistakes done, and improve your rootkit for better undetected use.

Same rootkit is also spread packaged with various popular softwares, made available via a "curiously tolerated by US authorities" piracy site, "forum.mobilism.org".

Used devices: 

Motorola G6 Plus rooted with latest Magisk, Xposed; 

Windows Desktop PC

Windows Software:

Symantec Endpoint Protection

Android Softwares: 

Kaspersky Mobile Antivirus AppLock & Web Security

Avast Antivirus Mobile Security & Virus Cleaner

ESET Mobile Security & Antivirus

Marcel Bokhorst NetGuard Pro

3C Battery Monitor Widget Pro

GSam Labs GSam Battery Monitor Pro

Install all needed softwares above.

Configure NetGuard Pro to block anything on Mobile Data and WiFi.

Install/reinstall WhatsApp or some of the softwares "released" on "forum.mobilism.org" between 27 june 2019 and 30 june 2019.

Assume your person is an "interesting profile" for The 5 Eyes Community (US+UK+CA+AU+NZ) or Israel.

It's enough your number is called or you make just one call.

Open WiFi. Keep it open few minutes. Then close WiFi.

Wait at least 12 hours, do not use the phone or the WiFi in it.

The rootkit will trigger itself, trying to send the logged data from your device.

There is a "bug" in the rootkit which will do the following: if it can not send logged data for at least 12 hours, because it is blocked by firewall (used latest version actual for the time period named - possible the author to be "bought" by the affected 5 Eyes + Israel - not sure if future versions will successfully block the rootkit), the rootkit will infect the process "com.motorola.modemservice", in practice "hammering" the phone modem, to be able to force-sending via mobile data, the logged data.

Not being able, this "hammering" will result in an indirect higher power consumption, detected by both 3C Battery Monitor Widget Pro and GSam Labs GSam Battery Monitor Pro.

Connect the phone to PC, and do a complete device scan via adb with Symantec Endpoint Protection.

As you guessed, Symantec being a US registered company, it will detect nothing.

Now do same full device scan (apps, apks, files, processes, memory) with ESET.

ESET is Slovakia native, but operates in USA, hence do not expect to detect something, confirmed.

Do not expect they will make public the evidence registered from my phone.

Now do same full device scan with Avast/AVG.

Czechia native, operating in USA, same result as ESET, nothing detected.

Do not expect they will make public the evidence registered from my phone.

Now the interesting part, use latest Kaspersky Mobile Antivirus AppLock & Web Security.

Unfortunately, Kaspersky is not able to detect the rootkit.

I do hope that Kaspersky will inspect their logs and identify my Motorola G6 Plus scanned by them, to create an identifying signature for the rootkit.

All evidence exists registered at Kaspersky.

So, no actual security software for Windows or Android was able to detect the rootkit.

Clear sign it is a new developed cyberweapon by USA, UK, CA, AU, NZ and Israel.

Eliminating the rootkit.

As no software was able to detect it, only solution was a factory reset of the phone.

Disabled automatically update/install from Google Play to avoid auto reinstalling previous installed softwares, including WhatsApp.

Be very cautious when installing pirated softwares from "forum.mobilism.org", the fact they are "tolerated" by USA authorities, says a lot.

Thinking of "Piracy", "Double Moral", "Money Laundering", "Criminal activities on internet", think of 2 things:

Who are the main "remained tax paradises" ? Mostly USA and UK colonies. (according to United Nation and Interpol statistics)

Which countries receive with open arms "fugitives tax-payers and money lounderers" as "strategic investors" ? UK, Israel. (according to United Nation and Interpol statistics)

This is double moral.

Booz Allen Hamilton Software Reverse Engineering Analyst

Received offer to work as Software Reverse Engineering Analyst in Charlottesville USA. Unfortunately due to personal reasons and not willing to relocate from Sweden to USA, I said I was honoured to work with Booz Allen Hamilton, the famous company where Snowden worked.